Consolidating credit counseling

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“I think about leaving the country every single day,” she says.“The only ways out of this are death, unemployment or becoming a fugitive.” Pamela looked into debt consolidation, which involves getting a new loan to pay off multiple debts, explains Gerri Detweiler, Credit.com’s consumer credit expert.I had a great time working in the PR/Marketing department with a wonderful team that I still keep in contact with.It's also great seeing your ideas and work come to life!Pluspunten I worked in the PR/marketing department for Consolidated Credit for about two years. I learned so much from her on the public relations side...

Are your accounts being turned over to debt collectors?Pamela has explored debt consolidation, but doesn’t like what she discovered.“I’d have to pay close to 0 a month for ten months,” a reader using the name “Pamela” wrote recently in response to a story.Whether the crisis is caused by personal or family illness, the loss of a job, or overspending, it can seem overwhelming. Your financial situation doesn’t have to go from bad to worse.If you or someone you know is in financial hot water, consider these options: self-help using realistic budgeting and other techniques; debt relief services, like credit counseling or debt settlement from a reputable organization; debt consolidation; or bankruptcy. It depends on your level of debt, your level of discipline, and your prospects for the future.

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